Banking Nuances.

Raising loan is essential for setting up a venture
Funds are  required to start an industry.
A reasonable  proportion of  capital should be from own resources.
A limited ratio could be borrowed .

The capital is the seed for the growth of the industry.
The loan, if borrowed should be qualitative not quantitative.
The loan should generate from a reverential chorum, such as banks , financial institutions.
The bankers can take an equitable mortgage  from the borrower and then advance the money.
A timely action by the lender is the exact need  for industrial progress.
The banks should do a thorough scrutiny , weigh the pros and cons of the borrower, then give an affirmation or negation  as the case may be.
The intention to procrastinate kills the enthusiasm.

The scenario has been transformed now .
The banks look with scorn , react with contempt, express disdain ,during the schedule of advances.
They decipher that which does not exist.
They prod on non -detailed issues.
They excavate the materials that are irrelevant to the credit appraisal.
Thus industry is placed in a precarious status.

The same bankers work with glee, when it comes to deposit accumulation.
They coax and cajole.
They enliven and brighten.
They radiate a fastidious happiness when counting up the accruals.

A simple equation strikes the mind.
A money lent earns.
A money acquired spends.
In both relations it is the interest that copes up.
A rational level of income should correspond to a relevant degree of expenditure.


A simaltaneous effort should be arranged to ease out the banking tensions.
Financial instituions have a great responsibility in reclaiming the economy.