Citi ,Wells Fargo, repay,

Citi group announced that it would repay $20 billion TARP funds,by selling securities
Wells Fargo has followed suit by declaring that it would pay back $25 billion TARP funds, after completing $10.4 billion common stock offering.

The repayment considerably reduces ,say to 75%U.S investment to bail out banks and would earn a healthy profit for the tax payer.$185 billlion out of $245 billion is slated to return.

The government assigning funds to Wells Fargo was highly unnecessary , according to Warren Buffet, the largest shareholder of the bank.

Wells Fargo was tantalised by the regulatory monitoring and irked by the undue interference.The present move will keep Uncle Sam out of the purview,thus its independent movement will not get affected.

The pay back schemes will keep the Fed at bay.
The banks get deregulated.
Their liberty is high sounding and the freedom they would enjoy would be remarkable.
They can settle in for extraordinary compensations.
They can take home heavy pay packets.
They can arrive at sumptuous bonus and perks.
They can breathe free air ,away from the regulatory body's eyes, which keep hovering over them.
The Fed can expect many such pay backs ,in the course of next year.
The inference seems to be enigmatic.
Do the banks really have gone up the earning ladder?
Did they make so much money, in spite of the recession?
The ploy to sell securities appear to be suspicious.
Why did they not do so before accepting the bail out package ?

Many indefatigable fluctuations come to the mind.
A vivid picture has to emerge to harmonise the disquitened mind.